How can I make my credit score better?

To improve your credit score, focus on consistent repayment and low credit utilization. Always pay your credit card bills and loan EMIs on time, as payment history is a major factor. Keep your credit utilization ratio below 30% of your total limit. Avoid applying for multiple new credit cards or loans in a short period, as this can lower your score. Regularly check your credit report for errors and dispute any inaccuracies. Maintaining older credit accounts also helps by increasing your credit history length.