Credit Score

How to increase your credit score quickly?

To increase your credit score quickly in India, ensure all loan and credit card EMI payments are made on or before the due date, as payment history significantly impacts your score. Keep your credit utilization ratio below 30% by paying down existing balances. Check your credit report from bureaus like CIBIL or Experian to identify and dispute any inaccuracies. Avoid multiple hard inquiries by not applying for several new loans or credit cards simultaneously. Maintaining a healthy mix of secured and unsecured credit also helps improve your score over time.

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