How to make your credit score go up?

To improve your credit score, you should consistently pay your loan EMIs and credit card bills on time, as payment history is the most critical factor. Keep your credit utilization ratio below 30% by avoiding maxing out your credit limits. Maintain older credit accounts to establish a long credit history and avoid applying for multiple new loans or credit cards in a short period. Regularly check your credit report from bureaus like CIBIL to identify and dispute any inaccuracies promptly. Consistency in these habits will gradually build a strong score.