You can get your free credit score and report through credit information companies (CICs) and various authorized financial platforms. As per RBI guidelines, you are entitled to receive one free credit report from each of the four credit bureaus in India (CIBIL, Equifax, Experian, and CRIF High Mark) every calendar year. To obtain it, visit the official website of any credit bureau, register, and fill out the required personal and identity details, such as your PAN card number and mobile number. Upon successful verification, your free credit report and score will be delivered.
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