Any Indian resident, including individuals acting alone or jointly, can open a bank account. Eligibility extends to:
- Minors (operated by a parent or legal guardian)
- Hindu Undivided Families (HUF)
- Sole proprietorships, partnership firms, and companies
- Trusts, clubs, and associations
To open an account, applicants must complete the Know Your Customer (KYC) process by providing valid identity and address proof, such as an Aadhaar card and PAN card. This ensures a secure banking environment for managing personal or business finances in India.