Which bank provide zero balance account

Several banks in India offer zero-balance savings accounts, primarily through the Basic Savings Bank Deposit Account (BSBDA) scheme or digital-first products. Key banks providing these include:

• State Bank of India (SBI) - BSBDA
• HDFC Bank - BSBDA
• Kotak Mahindra Bank - 811 Digital Savings Account
• ICICI Bank - BSBDA
• IndusInd Bank - Indus Delite Savings Account
• Axis Bank - Basic Savings Account
• Federal Bank - FedSelfie Account

These accounts require no minimum average balance and often provide free features like RuPay debit cards and net banking.