What is non cts cheque

A non-CTS cheque is a legacy cheque that does not comply with the Cheque Truncation System (CTS-2010) standards introduced by the RBI. These older cheques lack mandatory security features like the "CTS-2010" mark, specific watermarks, and void pantographs. While they remain valid as negotiable instruments, they are no longer accepted in the regular electronic image-based clearing sessions. Processing non-CTS cheques often involves manual intervention, leading to longer clearing cycles and potential additional charges for the customer.