What is post dated cheque

A post-dated cheque (PDC) is a regular cheque written with a future date instead of the current date. In India, it is primarily used to schedule future payments, such as rent, EMIs, or business transactions. Key points include:

• The bank will not process or honour the cheque until the specified future date arrives.
• It remains valid for three months from the date mentioned on the cheque.
• The drawer must ensure sufficient funds are available by the due date to avoid legal consequences under the Negotiable Instruments Act.