How to deactivate bank account

To deactivate or close your bank account in India, follow these essential steps:

• Visit your home branch and submit a duly filled account closure form.
• Clear all outstanding dues, including negative balances or pending service charges.
• Transfer or withdraw the remaining balance to bring the account to zero.
• Surrender unused cheque leaves, passbooks, and debit cards for physical destruction.
• Provide valid KYC documents like Aadhaar or PAN for verification.
• Update linked services like EMIs, SIPs, and direct benefit transfers to a new account.