To delete or close a bank account in India, you must follow the formal procedure required by your bank. While some banks offer online closure through mobile apps or internet banking, many require a physical visit to the home branch.
- Visit your home branch and fill out an account closure form.
- Submit unused cheque leaves, debit cards, and passbooks for cancellation.
- Provide a valid identity and address proof for verification.
- Withdraw the remaining balance or transfer it to another account via NEFT or RTGS.
Ensure all standing instructions and EMI mandates are cleared before initiating the closure.