How to cancel a bank account

To cancel a bank account in India, follow these steps:

• Visit your home branch and fill out an account closure form.
• Clear all pending dues and ensure the account balance is zero.
• Submit the form along with identity and address proof (like Aadhaar or PAN).
• Surrender unused cheque leaves, your passbook, and your debit card (cut into pieces).
• Collect an acknowledgment receipt as proof of closure.

The process usually takes 3 to 7 working days. Note that banks may charge a closure fee if the account is closed within a year of opening.