Banking

How many days a cheque is valid

In India, a cheque is valid for a period of 3 months from the date of issue. This rule, mandated by the Reserve Bank of India (RBI), applies to all scheduled commercial and cooperative banks. Key points regarding cheque validity:
  • The 3-month period is calculated as 90 calendar days from the date written on the instrument.
  • Once this period expires, the cheque is considered stale and will not be honoured by the bank.
  • The same 3-month validity applies to demand drafts and pay orders.

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