Banking

How many days cheque is valid

In India, a cheque is valid for a period of three months (90 days) from the date of issue written on the instrument. This rule, mandated by the Reserve Bank of India (RBI), applies to all:
  • Personal and business cheques
  • Demand drafts
  • Pay orders
  • Banker's cheques
If a cheque is presented to the bank after this three-month window, it is considered a stale cheque and will not be honored for payment. In such cases, the payee must request a fresh cheque from the drawer.

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