How can a bank account be frozen?

A bank account can be frozen due to suspicious transactions, non-compliance with KYC norms, or directives from legal authorities like the RBI, Income Tax Department, or police. Banks may also restrict accounts for unusual activity to prevent fraud or money laundering. Additionally, court orders related to unpaid debts or legal disputes can lead to a freeze. Once frozen, you cannot withdraw or transfer funds until you resolve the issue by providing valid documentation or clearing legal requirements with your bank branch.