Yes, you can withdraw cash from an ATM without a card using the UPI-ATM (Interoperable Cardless Cash Withdrawal) service. This secure feature is available at UPI-enabled ATMs across the country. The process is initiated on the ATM screen and completed using your UPI application on your mobile phone.
- Select 'UPI Cash Withdrawal' on the ATM screen and enter the amount up to ₹10,000.
- Scan the dynamic QR code displayed on the ATM using your UPI app.
- Authorize the transaction on your mobile by entering your secure UPI PIN.
- The ATM will then dispense the cash.