how to withdraw amount without atm card

Yes, you can withdraw cash from an ATM without a physical card using cardless withdrawal facilities. In India, there are two main methods to do this at enabled ATM terminals:

• You can use the UPI-ATM service (ICCW) by selecting the option on the ATM screen, entering the amount, and then scanning the generated QR code using a UPI-enabled mobile application. You authorise the debit using your UPI PIN.
• Many banks also offer a mobile banking or OTP-based withdrawal feature. This involves initiating a request on your bank’s app to receive a one-time code, which you then enter at your bank's ATM to dispense the cash securely.