how to withdraw without atm card

Yes, you can withdraw cash from an ATM without a physical card primarily through two methods. The most common is the Interoperable Cardless Cash Withdrawal (ICCW) facility, or UPI-ATM. This secure feature allows you to use your UPI app to scan a dynamic QR code displayed on a supporting ATM screen. You authorize the withdrawal (up to ₹10,000 per transaction) using your UPI PIN, and the cash is dispensed. Additionally, many banks offer a proprietary cardless withdrawal service through their dedicated mobile banking applications, which typically involves generating a one-time code or PIN to be entered at their ATMs.