The number of free transactions you are permitted at other bank ATMs each month depends on your location. The Reserve Bank of India (RBI) mandates the following minimum limits:
- In metro cities (such as Mumbai, New Delhi, Chennai, Kolkata, Bengaluru, and Hyderabad), you are entitled to three free transactions per month.
- In all other non-metro cities, you are entitled to five free transactions per month.
These limits include both financial transactions, like cash withdrawals, and non-financial transactions, such as balance inquiries. Additional transactions are subject to a fee of up to ₹23 plus applicable taxes.