The number of times you can withdraw cash from an ATM for free each month is limited by bank policy, which is governed by RBI guidelines. These limits apply to both financial (cash withdrawal) and non-financial transactions. After exceeding the free limit, banks may charge a fee, currently set at up to ₹23 plus applicable taxes per additional transaction.
- You are generally allowed up to five free transactions per month at your own bank's ATMs nationwide.
- At other bank ATMs, the limit is typically three free transactions per month in metro cities.
- In non-metro cities, you are entitled to up to five free transactions per month at other bank ATMs.