The number of times you can withdraw cash from an ATM for free each month is governed by RBI guidelines and depends on the location and the bank's ATM.
- At your own bank's ATMs, you are allowed up to five free transactions per month.
- At other bank's ATMs, this limit is three free transactions per month in major metro cities and five in non-metro cities.
These free limits include both cash withdrawals and non-financial transactions like balance inquiries. Any transaction beyond this free monthly limit will incur a charge from the bank.