The number of free ATM transactions allowed per month is set by the Reserve Bank of India (RBI) and varies based on the location and the bank's ATM used.
- At your own bank's ATMs: You are entitled to a minimum of five free financial transactions per month at any location across India.
- At other bank ATMs in metro cities: You get a minimum of three free transactions (financial and non-financial) per month.
- At other bank ATMs in non-metro cities: You get a minimum of five free transactions (financial and non-financial) per month.
Transactions exceeding these free limits will incur a charge, which is currently capped at ₹23 plus applicable taxes per transaction.