The number of times you can withdraw money from an ATM without incurring charges is restricted monthly, generally following Reserve Bank of India (RBI) guidelines. If you exceed this free limit, a nominal fee of approximately ₹21 to ₹23 plus applicable taxes is levied per transaction.
- You are typically allowed five free transactions per month at your own bank's ATM.
- At other bank ATMs, the free limit is generally three transactions per month in metro cities and five transactions per month in non-metro cities.
- These free transactions encompass both cash withdrawals and non-financial services such as balance inquiries.