can we use credit card in atm

Yes, you can use a credit card at an ATM to withdraw cash, which is termed a 'cash advance'. This option is generally costly and should be reserved for emergencies. Unlike standard card purchases, cash advances do not offer an interest-free grace period, and the higher interest rate applies immediately.

• You will be charged a cash advance fee, which is typically 2.5% to 3% of the withdrawn amount, subject to a minimum fee (e.g., ₹300 or ₹500).
• Interest is calculated daily and accrues from the date of the transaction until fully repaid.
• The amount you can withdraw is limited by your card's designated cash advance limit.