How to Activate International UPI Payments on Paytm?

Making payments across borders just got a whole lot easier! If you’ve ever struggled with international transactions, you know how complicated and expensive they can be. But now, with UPI for international payments on Paytm, sending money abroad or making purchases from global stores is as simple as sending a message. Whether it’s paying for online shopping, booking a flight, or transferring funds to family overseas, UPI International Payment on Paytm brings the world to your fingertips. Now, you can pay for anything, anytime, anywhere, without the long wait times or high fees. Let’s take a closer look at how UPI International Payment on Paytm is making global transactions effortless and accessible to everyone.

What is International UPI Payment?

International UPI Payment is a new feature that extends the power of UPI (Unified Payment Interface) beyond Indian borders, allowing Indian citizens to make payments to international merchants or transfer money across countries with ease. Traditionally, UPI was used for quick payments within India, either by scanning QR codes or using virtual payment addresses (VPAs). Now, with the introduction of international UPI apps like Paytm, users can also enjoy this convenience internationally.

To enable UPI for international payments, you simply need to activate the “UPI International” facility in your UPI account. Once activated, you can transfer up to Rs 2,00,000 per day to countries where UPI payments are accepted, such as Nepal, Bhutan, France, UAE, Japan, and several others. The process is straightforward, but keep in mind that once a UPI International Payment is initiated, it cannot be cancelled as it involves a direct bank-to-bank transfer.

What is Paytm UPI for International Payments?

One97 Communications Limited (OCL), the parent company of Paytm, has launched UPI for international payments, allowing Indian travellers to make seamless cashless transactions at global destinations. This feature is now available in countries like the UAE, Singapore, France, Mauritius, Bhutan, and Nepal, where UPI is accepted.

Activating UPI international transactions on the Paytm app is simple. Users can activate it with a one-time setup linked to their bank account or enable it instantly by scanning a UPI-enabled QR code abroad. The service offers flexibility with customizable usage periods (1–90 days) and ensures transparency by displaying exact foreign exchange rates and conversion fees before payment.

How to Activate UPI International and Pay on Paytm?

Activating UPI International on Paytm is quick and easy, giving you the freedom to make international payments seamlessly. Here’s a simple step-by-step guide to enable the feature:

Step 1: Open the Paytm app on your device and go to your profile, located on the left-hand side.

Step 2: Tap on ‘UPI & Payment Settings,’ then select ‘UPI International.’

Step 3: Now, activate your bank account for international UPI payments and select your activation period. (Remember, you can deactivate the service anytime you want)

Step 4: For added security, verify the activation by entering your UPI PIN.

Step 5: Once the service is activated, you can scan UPI-enabled QR codes internationally and make hassle-free international payments!

How to Make UPI International Payments on Paytm?

How to Make UPI International Payments on Paytm?

Step 1: Open the Paytm app on your device and activate the UPI International service. If you’re abroad, the app will automatically prompt you to activate this feature.

Step 2: Choose an activation period based on your stay. You can select from options like 1 week, 2 weeks, 1 month, or 3 months. Alternatively, you can customize the date range to suit your travel plans.

Step 3: Tap on ‘Scan & Pay’ and scan the merchant’s UPI-enabled QR code. Select the bank account linked to your Paytm UPI that you’ve enabled for international transactions.

Step 4: Paytm will display the international transaction amount converted into INR in real time, so you can see exactly how much you’re paying.

Step 5: Click on ‘Pay’ to complete your transaction. The process is as quick and seamless as making a regular UPI payment in India.

Step 6: After the payment is completed, you can view the detailed transaction overview for clarity and record-keeping.

Benefits of UPI for International Payments

UPI’s expansion to international transactions has introduced unique advantages tailored to global payment needs. Here’s how UPI for international payments stands out:

1. Seamless Cross-Border Payments: With UPI for international payments, you can make payments abroad as easily as in India. This is particularly beneficial for travellers, professionals, and students studying overseas.
2. Direct QR Code Support: Forget complex bank details—just scan a UPI-enabled QR code abroad to make a payment instantly. This convenience is perfect for shopping, dining, and services in countries that accept UPI.
3. Lower Transaction Fees: International UPI payments often have significantly lower fees than traditional methods like wire transfers or credit cards, saving you money.
4. Real-Time Currency Conversion: Enjoy faster transactions with transparent currency conversion rates displayed upfront, removing the guesswork from cross-border payments.
5. Growing Global Reach: With UPI now accepted in countries like UAE, France, Japan, and Bhutan, you can rely on it as a universal payment method in an increasing number of locations.
6. No Dependency on Local Banking Apps: Unlike other international payment methods, UPI allows you to transact using familiar platforms like Paytm, without needing local banking apps.
7. Secure and Non-Cancelable Transfers: Since international UPI payments are bank-to-bank transfers, they are highly secure and irreversible once initiated, ensuring reliability in global transactions.

List of Countries That Accept UPI International Payments

Indian citizens can now make payments seamlessly across several countries using UPI International Payment. Below is the complete list of nations where this service is accepted:

With UPI International on Paytm, making global transactions has never been easier. From shopping online to transferring money abroad, you can now enjoy seamless, secure, and affordable payments across borders. Whether you’re travelling or sending money to loved ones, this feature eliminates the hassles of traditional payment methods and ensures transparency with real-time currency conversion. By activating UPI International on Paytm, you’re not only saving time but also money, thanks to lower transaction fees and the convenience of using your familiar Paytm app for international payments.