In the era of digital payments, verifying a UPI ID before sending money is crucial to avoid mistakes or falling victim to scams. UPI (Unified Payments Interface) allows you to send and receive money using a unique UPI ID, but it’s important to know how to verify UPI ID to ensure you’re sending money to the right person.
Whether you’re a new or existing Paytm user, this guide will show you how to verify a UPI ID, distinguish a valid UPI ID from a fake UPI ID, and avoid common errors in UPI transfers.
What is a UPI ID?
A UPI ID (also known as a Virtual Payment Address) is a unique identifier linked to a bank account, used to send or receive money. For example, a typical UPI ID could look like mobile@paytm.
Before transferring funds, it’s essential to verify the UPI ID to ensure it belongs to the intended recipient.
Why You Should Verify a UPI ID
- Prevent sending money to the wrong person
- Avoid fake UPI ID scams
- Ensure the UPI ID is active and valid
- Confirm the name linked with the UPI ID before payment
How to Verify UPI ID in Paytm App
Follow these quick steps to verify a UPI ID in the Paytm app before sending money:
Step 1: Open the Paytm App
Launch the Paytm app and tap on the ‘Scan & Pay’ or ‘To Mobile/UPI’ section.
Step 2: Enter the UPI ID
Type the UPI ID of the person you want to send money to.
Step 3: Verify Recipient Name
Paytm automatically fetches the name linked to that UPI ID. Check if the name matches the recipient. If it doesn’t, do not proceed.
Tip: If you receive an error or the app shows “invalid UPI ID,” double-check the spelling or contact the recipient to confirm their correct UPI ID.
3 Simple Steps to Check Your Own UPI ID in Paytm
Want to share your UPI ID instead? Here’s how to find it:
- Open Paytm App: Tap on your profile icon at the top-left corner of the home screen.
- View Your UPI ID: Your UPI ID and QR code will appear below your profile image.
- Copy & Share: Tap to copy and share your UPI ID with anyone who wants to send you money.
How to Spot a Fake UPI ID
To avoid being tricked by fake UPI IDs, follow these precautions:
- Always verify the name that appears before confirming the transfer.
- Be cautious if someone rushes you to send money without proper ID verification.
- Never send money to UPI IDs shared via suspicious links or unknown sources.
Conclusion: With Paytm, it’s easy to verify UPI ID before sending money, ensuring safe and secure transactions. Whether you’re checking someone else’s ID or viewing your own, Paytm helps simplify the process of using valid UPI IDs.
So next time you transfer money, take a moment to verify the UPI ID first—and stay protected from fraud.
