Unified Payments Interface (UPI) has now gone global! With UPI Global Acceptance, you can pay at select international stores using your UPI app and Indian bank account. This means you don’t need to carry foreign cash or cards—you can simply scan and pay with your phone.
What is UPI Global Acceptance?
UPI Global Acceptance is a feature launched by NPCI (National Payments Corporation of India). It allows Indian users to make QR code-based payments at international merchant stores using any UPI-powered application.
It works just like you pay at local shops in India—scan the QR code and pay. But now, you can do it while traveling abroad!
Prerequisites: What You Need Before Using UPI International
To use this service, you need to do the following:
- Activate UPI Global: Open your UPI-powered app (like Paytm) and enable the “UPI Global” or “UPI International” feature for your bank account.
- Check if Your Bank and Country are Supported: Not all banks or countries support this yet. You can check the latest list on the official NPCI website.
How to Use UPI Global at an International Merchant
Follow these simple steps to pay at an international store:
1. Find a Store That Accepts UPI
- Look for the BHIM UPI logo or partner QR code at the billing counter.
- Ask the store if they accept UPI-based payments.
2. Scan the QR Code
- Open your UPI app and scan the merchant’s QR code.
3. Check the Payment Details
- Make sure to review:
- Amount in foreign currency
- Amount in Indian Rupees (INR)
- Any exchange rate or service fees
4. Enter Your UPI PIN
- Once everything looks correct, enter your UPI PIN to approve the payment.
5. Get Confirmation
- You and the store will both receive a message confirming the successful transaction.
Where Can You Use UPI Global?
You can use UPI Global in select countries, at specific merchant locations. This list keeps updating, so it’s best to check the official NPCI UPI site for the most current details.
Quick Facts About UPI Global
| Feature | Details |
|---|---|
| Launched By | NPCI (National Payments Corporation of India) |
| Purpose | To enable QR payments at international stores using Indian bank account |
| Payment Method | QR code-based via UPI-powered app |
| Requirement | Must activate UPI Global/International in your UPI app (e.g., Paytm) |
| Currency Conversion | Shown before confirming payment |
| Confirmation | Both user and merchant get instant notifications |
Can I use UPI Global in every country?
Do I need a special app to use UPI Global?
Are there extra charges while paying abroad?
Is it safe to use UPI for international payments?
What if the merchant says they accept UPI but my payment fails?
- Your UPI Global feature is activated
- The merchant’s QR code supports international UPI
- Your bank account has sufficient funds and international usage enabled
