A Pay Request is a UPI-based prompt that allows users to initiate a payment to another user or…

Introduction P2M (Peer-to-Merchant) transactions are UPI payments made by customers to businesses for goods or services. Definition The…

Introduction Offline UPI allows users to make digital payments without internet using the *99# USSD code on any…

Introduction NPCI Mapper is a database system that links users’ mobile numbers to their bank accounts for UPI…

Introduction NPCI is the core organization that manages India’s retail digital payment systems, including UPI, RuPay, IMPS, and…

Introduction Merchant UPI QR is a QR code assigned to a business to receive digital payments via UPI…

Definition A Mandate in UPI is a pre-approved instruction that allows automatic payments at a future date. It’s…

Introduction Merchant UPI is a digital payment solution used by businesses to receive money from customers through the…

Introduction BHIM is a government-developed UPI mobile application that enables fast, easy, and secure digital payments directly from…

Definition Interoperability in UPI refers to the ability of different UPI apps and banks to work together seamlessly…