Glossary
Cash Credit
Meaning Cash Credit is a short-term loan provided by a bank to businesses to meet working capital needs.…
Glossary
CASA Ratio
Definition The CASA Ratio shows the percentage of a bank’s total deposits that come from Current and Savings…
Glossary
CASA (Current Account Savings Account)
Meaning CASA stands for Current Account and Savings Account. It shows the total money a bank holds in…
Glossary
Bill Discounting
Definition Bill Discounting is a financial service where a bank buys a business’s bill or invoice before its…
Glossary
ATM (Automated Teller Machine)
Meaning ATM stands for Automated Teller Machine. An ATM is a self-service banking machine that lets customers withdraw,…
Electricity Bill
How to Apply for a Duplicate Electricity Bill
Lost your electricity bill? Don’t panic. It happens more often than you’d think. Whether it got misplaced, deleted,…
UPI
How to Apply or Activate UPI Credit Line? Step-by-Step Guide
Unified Payments Interface (UPI) has introduced a game-changing feature for digital borrowers — the UPI Credit Line. If…
UPI
How NPCI Handles UPI Complaints: Behind the Scenes
The rise of UPI (Unified Payments Interface) has revolutionized digital payments in India. While the system is designed…
Personal Loan
Documents Required for Personal Loan Application: Complete Checklist for Paytm Users
Applying for a personal loan online is now quicker and simpler—especially with platforms like Paytm that offer instant…
UPI
UPI Complaint Status: How to Track and Follow Up
If a UPI payment fails or money is deducted without a successful transaction, it’s important to raise a…