How to Purchase Health Insurance on Paytm

byPaytm Editorial TeamNovember 10, 2025

Finding and purchasing the right health insurance policy is easy with the Paytm App. You can compare plans from multiple insurers, view detailed coverage, and complete your purchase securely in a few simple steps.

  • Step 1: Open the Paytm App and tap on the Search Button (magnifying glass icon) at the top right of the screen.
  • Step 2: Type ‘Health Insurance’ in the search bar and select ‘Health Insurance’ under services.
  • Step 3: Choose who you want to insure (e.g., Only me, Me & my spouse, Me, my spouse & 1 child, etc.).
  • Step 4: Select the age band of the oldest member being insured.
  • Step 5: Tap ‘View Plans’ to see suggested plans.
  • Step 6: Select your desired cover amount (e.g., ₹3 Lakh, ₹5 Lakh, ₹10 Lakh, etc.).
  • Step 7: Select your preferred insurer from the list of available options.
  • Step 8: (Optional) To compare detailed features, tap ‘Compare Plans’ at the top right.
  • Step 9: (Optional) View coverage details (like cashless hospitals, room rent limits, co-pay) for all insurers side-by-side.
  • Step 10: (Optional) Tap ‘Got it’ to return to the plans list.
  • Step 11: (Optional) To compare prices of the policy with other insurers, tap ‘Compare price with other insurers’.
  • Step 12: Select the insurer (if you returned to the main screen) and tap ‘Proceed’.
  • Step 13: Select how you want to pay the premium (Annually or Monthly) and tap ‘Proceed’.
  • Step 14: Share your details (Full Name, Gender, Date of Birth, Address) and the details of all members you want to cover. Tap ‘Proceed’.
  • Step 15: Agree with the health declaration (confirming you don’t have any of the listed pre-existing diseases), and complete the payment to finalize the purchase.

Your health insurance policy will be instantly shared with you!

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