UPI Transaction Settlement

byPaytm Editorial TeamLast Updated: October 21, 2025

Definition

UPI Transaction Settlement is the process of transferring funds from the payer’s bank to the recipient’s bank after a transaction is approved.

Duration

Settlements are usually completed within a few seconds to a few hours, depending on banks and transaction type.

You May Also Like

MoratoriumLast Updated: November 14, 2025

Meaning A Moratorium is a temporary pause given by banks on loan repayments for a specific period. During…

Aadhaar SeedingLast Updated: July 31, 2025

Definition Aadhaar Seeding is the process of linking an individual’s Aadhaar number with their bank account or government…

Re-KYC: Full Form & MeaningLast Updated: January 17, 2025

Re-KYC stands for Renewal of Know Your Customer. It is a process where banks or financial institutions update…

UPI Dispute ResolutionLast Updated: October 21, 2025

Meaning UPI Dispute Resolution is the process of resolving disagreements between a payer and merchant regarding a transaction.…