UPI Transaction OTP Verification

byPaytm Editorial TeamLast Updated: November 14, 2025

Meaning

UPI Transaction OTP Verification is a security step where users enter a one-time password (OTP) to confirm a transaction or link a bank account.

Importance

It prevents unauthorized access and adds an extra layer of safety during sensitive UPI actions.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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