UPI Lite

byDilip PrasadLast Updated: July 18, 2025

Definition

UPI Lite is a simplified version of the Unified Payments Interface, designed for small-value transactions. It allows users to make payments up to ₹500 without entering a UPI PIN.

Key Features

UPI Lite transactions are processed faster and don’t require internet connectivity, making it ideal for everyday purchases like snacks or bus fares.

Full Form

UPI stands for Unified Payments Interface. UPI Lite makes it even more convenient for micro-payments.

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