Meaning
UPI Linking is the process of connecting your bank account to a UPI-enabled mobile application. It allows you to send and receive money using a Virtual Payment Address (VPA), mobile number, or QR code.
How It Works
During the linking process, you verify your bank account using your mobile number and debit card. Once linked, a UPI PIN is set to authorize future transactions.
Key Benefit
UPI Linking enables real-time, secure digital payments without needing to enter full bank details each time.