UPI Linking

byPaytm Editorial TeamLast Updated: July 18, 2025

Meaning

UPI Linking is the process of connecting your bank account to a UPI-enabled mobile application. It allows you to send and receive money using a Virtual Payment Address (VPA), mobile number, or QR code.

How It Works

During the linking process, you verify your bank account using your mobile number and debit card. Once linked, a UPI PIN is set to authorize future transactions.

Key Benefit

UPI Linking enables real-time, secure digital payments without needing to enter full bank details each time.

You May Also Like

EMI (Equated Monthly Installment)Last Updated: October 21, 2025

Meaning EMI stands for Equated Monthly Installment. EMI is the fixed amount paid every month to repay a…

UPI Transaction OTPLast Updated: September 16, 2025

Definition UPI transaction OTP is a one-time password generated for verifying a UPI transaction. It provides an additional…

YieldLast Updated: December 12, 2025

Meaning Yield means the return or earnings you receive from an investment over a period. Definition It is…

Account Payee ChequeLast Updated: September 10, 2025

Definition An Account Payee Cheque is a cheque that can only be deposited into the bank account of…