UPI Linking

byPaytm Editorial TeamLast Updated: July 18, 2025

Meaning

UPI Linking is the process of connecting your bank account to a UPI-enabled mobile application. It allows you to send and receive money using a Virtual Payment Address (VPA), mobile number, or QR code.

How It Works

During the linking process, you verify your bank account using your mobile number and debit card. Once linked, a UPI PIN is set to authorize future transactions.

Key Benefit

UPI Linking enables real-time, secure digital payments without needing to enter full bank details each time.

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