UPI Linking

byPaytm Editorial TeamLast Updated: July 18, 2025

Meaning

UPI Linking is the process of connecting your bank account to a UPI-enabled mobile application. It allows you to send and receive money using a Virtual Payment Address (VPA), mobile number, or QR code.

How It Works

During the linking process, you verify your bank account using your mobile number and debit card. Once linked, a UPI PIN is set to authorize future transactions.

Key Benefit

UPI Linking enables real-time, secure digital payments without needing to enter full bank details each time.

You May Also Like

Bank Account LinkingLast Updated: September 15, 2025

Definition Bank account linking is the process of connecting your bank account with a digital payment platform, such…

UPI Payment ValidationLast Updated: October 21, 2025

Meaning UPI Payment Validation checks the transaction details, account information, and UPI PIN before approving a payment. Purpose…

Robo-AdvisoryLast Updated: August 19, 2025

Definition Robo-Advisory refers to digital platforms that use algorithms and artificial intelligence to provide financial advice or investment…