UPI Cross-Border Payments

byPaytm Editorial TeamLast Updated: September 16, 2025

Definition

UPI cross-border payments allow international transactions using the UPI system, enabling Non-Resident Indians (NRIs) or international customers to pay in their local currency.

Examples

  • NRIs sending money to family in India via UPI.
  • International online shoppers paying Indian merchants.

Importance

  • Expands UPI’s reach globally.
  • Simplifies currency conversion for cross-border transfers.
  • Supports seamless international transactions.

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