UPI Cross-Border Payments

byPaytm Editorial TeamLast Updated: September 16, 2025

Definition

UPI cross-border payments allow international transactions using the UPI system, enabling Non-Resident Indians (NRIs) or international customers to pay in their local currency.

Examples

NRIs sending money to family in India via UPI.
International online shoppers paying Indian merchants.

Importance

Expands UPI’s reach globally.
Simplifies currency conversion for cross-border transfers.
Supports seamless international transactions.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.