OTP (One-Time Password)

byPaytm Editorial TeamLast Updated: August 12, 2025

Definition

The full form of OTP is One-Time Password. It is a temporary code sent to a user’s mobile or email for authentication during online transactions or logins.

Key Points

  • Valid for a short duration
  • Prevents unauthorized access
  • Used in banking, shopping, and secure logins
  • Delivered via SMS, email, or app notification

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

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