NPCI Mapper

byPaytm Editorial TeamLast Updated: July 11, 2025

Introduction

NPCI Mapper is a database system that links users’ mobile numbers to their bank accounts for UPI transactions.

Definition

The definition of NPCI Mapper is a backend utility that maps a UPI ID or mobile number to the correct bank account through NPCI’s central database.

How It Works

When someone sends money using a UPI ID or mobile number, the NPCI Mapper ensures the payment is routed to the right account by referring to the updated mapping.

Benefits

  • Enables seamless UPI payments
  • Supports multi-bank UPI usage
  • Prevents transaction errors due to outdated links

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