Lending Tech

byPaytm Editorial TeamLast Updated: August 12, 2025

Meaning

Lending Tech refers to the use of technology in the lending process to make borrowing faster, easier, and more secure. It combines digital tools like AI, machine learning, and data analytics to assess creditworthiness and process loan applications.

Key Features

  • Digital loan applications and approvals
  • AI-based credit scoring
  • Instant disbursal to bank accounts
  • Paperless documentation

Lending Tech helps banks, NBFCs, and fintech platforms provide loans to customers with minimal physical interaction, improving speed and reducing errors.

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