Meaning
Core Definition
Direct Cash Transfer (DCT) is a government initiative to directly transfer benefits and subsidies into the bank accounts of eligible beneficiaries, eliminating intermediaries.Operational Mechanism
Funds are electronically sent to beneficiaries’ bank accounts, often using platforms enabled by technologies like [UPI](https://paytm.com/blog/payments/upi/upi-all-you-need-to-know/). A unique [UPI ID](https://paytm.com/blog/payments/upi/what-is-upi-id-how-to-create-upi-id/) can facilitate these transfers securely and efficiently.Potential Benefits
This mechanism enhances transparency, reduces leakage, and ensures timely delivery of financial support. It empowers recipients directly and promotes greater financial inclusion across communities.Author
