CRR (Cash Reserve Ratio)

byPaytm Editorial TeamLast Updated: October 21, 2025

Meaning

CRR stands for Cash Reserve Ratio. CRR is the minimum percentage of a commercial bank’s deposits that it must keep with the Reserve Bank of India (RBI).

Purpose

This reserve ensures liquidity in the banking system and controls money supply to maintain economic stability.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

You May Also Like

UPI SDK IntegrationLast Updated: July 24, 2025

Meaning UPI SDK Integration refers to the process of embedding the UPI SDK into a mobile or web…

Smart Assistant PaymentsLast Updated: August 19, 2025

Meaning Smart Assistant Payments involve using AI-powered voice assistants or chatbots to make digital payments. Usage Users can…

Lending TechLast Updated: August 12, 2025

Meaning Lending Tech refers to the use of technology in the lending process to make borrowing faster, easier,…

UPI Failed Status CodesLast Updated: September 22, 2025

Definition UPI Failed Status Codes are error codes generated when a UPI payment does not go through. Meaning…