CRR (Cash Reserve Ratio)

byPaytm Editorial TeamLast Updated: October 21, 2025

Meaning

CRR stands for Cash Reserve Ratio. CRR is the minimum percentage of a commercial bank’s deposits that it must keep with the Reserve Bank of India (RBI).

Purpose

This reserve ensures liquidity in the banking system and controls money supply to maintain economic stability.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

You May Also Like

Mobile BankingLast Updated: August 12, 2025

Definition Mobile Banking is a service that allows users to perform banking transactions using a mobile phone. It…

Central Sector SchemeNovember 1, 2025

Meaning Definition “Central Sector Scheme” refers to initiatives fully funded and implemented by the Central Government. These schemes…

UPI Account Balance InquiryLast Updated: October 21, 2025

Meaning UPI Account Balance Inquiry lets users check their bank account balance through a UPI app without logging…

UPI Transaction LimitLast Updated: July 24, 2025

Definition UPI Transaction Limit refers to the maximum amount you can transfer through UPI in a single transaction…

Comprehensive InsuranceLast Updated: December 12, 2025

Meaning Comprehensive Insurance is an insurance policy that offers wide protection against multiple risks. Definition It covers damages…

Labour Welfare SchemeOctober 1, 2025

Meaning Labour welfare schemes are initiatives designed to improve the working conditions and living standards of employees.Definition These…