CRR (Cash Reserve Ratio)

byPaytm Editorial TeamLast Updated: October 21, 2025

Meaning

CRR stands for Cash Reserve Ratio. CRR is the minimum percentage of a commercial bank’s deposits that it must keep with the Reserve Bank of India (RBI).

Purpose

This reserve ensures liquidity in the banking system and controls money supply to maintain economic stability.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

You May Also Like

NPS (National Pension System)Last Updated: November 14, 2025

Full Form & Meaning Full form: National Pension System. NPS is a government-backed retirement savings plan that allows…

Persistency RatioOctober 1, 2025

Meaning The Persistency Ratio is a key metric primarily utilized in the insurance industry to gauge policy retention…

Account Payee ChequeLast Updated: September 10, 2025

Definition An Account Payee Cheque is a cheque that can only be deposited into the bank account of…

PM Kisan Samman NidhiOctober 1, 2025

Meaning and Purpose PM Kisan Samman Nidhi is a significant government initiative designed to provide income support to…

Suraksha Bandhan YojanaOctober 16, 2025

Meaning This initiative focuses on financial well-being and security for citizens.Overview The Suraksha Bandhan Yojana is a government-backed…