CASA Ratio

byPaytm Editorial TeamLast Updated: November 14, 2025

Definition

The CASA Ratio shows the percentage of a bank’s total deposits that come from Current and Savings Accounts.

Formula

CASA Ratio = (CASA Deposits / Total Deposits) × 100

Importance

A higher CASA Ratio means the bank gets cheaper funds, which improves its profit margin. It’s a key indicator of a bank’s financial health.

Author

Paytm Editorial Team

The Paytm Editorial Team is a collaborative group of writers, editors, and industry experts. We're dedicated to bringing you the latest insights, news, and guides on digital payments, financial services, and the technology that's shaping India's economy. We offer easy-to-follow guides and insights to help you explore Paytm’s products, features, and services. Our goal is to provide clear, reliable, and helpful information to empower you on your financial journey.

You May Also Like

UPI Bill Payment APILast Updated: November 14, 2025

Meaning UPI Bill Payment API enables businesses to integrate bill payment services into their platforms using UPI. It…

TPAP (Third Party App Provider)Last Updated: July 11, 2025

Meaning TPAP stands for Third Party App Provider. It refers to non-bank apps that offer UPI services to…

Day Care ProceduresLast Updated: December 12, 2025

Meaning Day Care Procedures are medical treatments that require less than 24 hours of hospitalisation. Definition These procedures…

Locker FacilityLast Updated: December 12, 2025

Meaning A Locker Facility is a secure storage service offered by banks where customers can keep valuable items…

Vocational Training SchemeNovember 3, 2025

Meaning The Vocational Training Scheme (VTS) equips individuals with practical skills for specific trades, enhancing employability.Core Definition VTS…

UPI App TokenizationLast Updated: October 21, 2025

Definition UPI App Tokenization replaces sensitive account information with a secure token during transactions. Benefit It ensures that…