BHIM

byPaytm Editorial TeamLast Updated: July 11, 2025

Introduction

BHIM is a government-developed UPI mobile application that enables fast, easy, and secure digital payments directly from bank accounts.

Definition

The full form of BHIM is Bharat Interface for Money. It is a UPI-based app launched by NPCI (National Payments Corporation of India) to promote cashless transactions.

How It Works

BHIM links your bank account to your mobile number and lets you send or receive money using UPI ID, QR code, or phone number. It works 24/7 across all banks and supports checking balances, setting UPI PIN, and managing beneficiaries.

Benefits

  • Simple and user-friendly interface
  • Backed by the Government of India
  • Works across all UPI-enabled banks
  • Secure and free for all users

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