Meaning
Definition
Ayushman Bharat (full form: Ayushman Bharat Pradhan Mantri Jan Arogya Yojana – AB-PMJAY) is a flagship government-sponsored health insurance scheme. It aims to provide free and accessible healthcare services to vulnerable and low-income Indian families.How it Works
The scheme provides financial protection for secondary and tertiary care hospitalization. Beneficiaries can avail cashless access to health services at empanelled public and private hospitals nationwide. It covers various medical treatments, diagnostics, and post-hospitalization care.Key Benefits
Eligible families receive a health cover of up to ₹5 lakh per family per year. This significantly reduces out-of-pocket expenditure on healthcare for over 10.74 crore poor and vulnerable families, ensuring access to quality medical treatment and improved health outcomes.Author
