Your credit score is essential for loans, credit cards, and other financial products. With the Paytm App, you can check your free credit score and a summary of your credit report anytime, which is crucial for monitoring your financial health.
- Step 1: Open the Paytm App and scroll down to the ‘Loans & Credit Cards’ section.
- Step 2: Tap on ‘Check Your Credit Score’ (or ‘Free CIBIL Score’) in the ‘Loans & Credit Cards’ section.
- Step 3: The app will display your credit score (e.g., 862/900) along with a Credit Report Summary showing:
* Active Loans and Outstanding Amount.
* Active Credit Cards and Dues Status.
* Total Overdue Payments (if any).
* Recent Enquiries.
* Credit Card Utilization.
* Age of Accounts. - Step 4: For more detailed information on these factors, tap ‘View all’ or the respective section within the Credit Report Summary pop-up.
You are done! You can now easily monitor your credit score and financial activity.
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