We’ve introduced a new and enhanced version of our app, marking a major leap in everyday payment simplicity, and consumer delight. The redesigned experience brings a cleaner, more intuitive interface along with AI-first smart features that make managing money faster, easier, and more enjoyable. True to our innovation DNA, the new app now adds exclusive features that empower consumers with enhanced privacy, security and greater control over everyday payments.
Built in India for every Indian, it isn’t just an upgrade; it’s a smarter way to pay, save, and manage your money. As your go-to UPI app for daily payments, it now feels lighter, faster, and more intuitive than ever, with every payment bringing assured rewards.
Here are 10 features on our new app designed to deliver a smarter, simpler, and more rewarding everyday payment experience.
1. Reimagined Balance and History with Smart AI Tags
The redesigned Balance and History section now provides a unified view of the total balance across your Paytm UPI-linked bank accounts. With AI-powered categorization, the Monthly Spend Summary feature organizes your expenses across shopping, bills, travel, and more, simplifying budgeting like never before.
2. Hide Payments for Greater Privacy
You can now hide specific transactions from your payment history with Paytm’s exclusive Hide Payments feature, giving you complete control over your financial privacy.
3. Downloadable UPI Statements for Full-Transparency
Whether for record-keeping or audits, users can now download detailed UPI statements in Excel or PDF format, adding a layer of transparency and convenience.
4. Payment Location and Smart Search
The Payment Location feature pinpoints where each transaction occurred, while the enhanced Payment Search lets you instantly locate past payments by name, amount, or even by type, such as ‘grocery’ or ‘entertainment’.
5. Paytm Playback: Your Payments, Now in a Rap Song
AI brings fun to finance with Paytm Playback, a unique exclusive feature that turns your recent transactions into a personalized rap song, making money management engaging and memorable.
6. Magic Paste for Effortless Bank Transfers
Say goodbye to manual typing. With Magic Paste, simply copy a WhatsApp message containing payment details and paste it into Paytm. The app will automatically extract account and IFSC details for you.
7. Personalized UPI IDs & Cinematic QR Scanning Experience
Create easy-to-remember UPI handles like name@ptyes or name@ptaxis that protect your phone number while ensuring secure payments.
The redesigned Paytm Scanner offers a visually rich and cinematic experience, supported by auto flashlight activation, pinch-to-zoom, making scanning a QR smoother and faster.
8. Built-in Tools for Everyday Payments
A built-in calculator, favorite contacts, and payment reminders make managing daily transactions effortless. Add to that, homescreen shortcuts like Receive Money and Scan & Pay, and you have India’s most convenient payment experience at your fingertips. Similarly, Upfront Metro tickets on homescreen ensure that users can quickly present their metro QR ticket without needing to navigate deep inside the app while they are in a hurry to reach their destination.
9. Turning Every Payment Golden and into Long-term Savings
Every transaction on Paytm earns you Gold Coins that can be redeemed as Digital Gold. This one-of-a-kind rewards program transforms routine payments into long-term savings because every Paytm payment should be a golden one.
10. Paytm UPI for NRIs
Non-Resident Indians (NRIs) from 12 countries can now log in to Paytm using their international mobile numbers and link their NRE or NRO bank accounts to enjoy seamless UPI payments in India.
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