Who do I contact for UPI refund issues?

For UPI refund issues, the recovery process typically starts by raising a complaint through your UPI app. If the issue remains unresolved, you should contact your bank with transaction details, including the UPI Transaction ID, date, and amount. If your bank fails to resolve the complaint within a month, you can escalate the issue to the RBI Ombudsman. You can also contact NPCI directly via their toll-free number at 1800-120-1740.