Can someone misuse my UPI PIN?

Yes, your UPI PIN can be misused if it falls into the wrong hands. Fraudsters often use tactics like vishing (tricky phone calls) or phishing to trick individuals into revealing sensitive information such as their PIN or OTP. Since the UPI PIN authorizes every transaction, sharing it enables unauthorized access and potential fraudulent payments. Never share your UPI PIN with anyone, even if they claim to be a bank representative.