What is UPI vpa in Paytm?

A Virtual Payment Address (VPA), also known as a UPI ID, is a unique digital identifier used for sending and receiving money through UPI. It acts as a virtual identity for a user's bank account, eliminating the need to share sensitive details like the account number or IFSC code during transactions. When you create your UPI account on the Paytm app, your VPA is automatically created and linked to your bank account.