What is the UPI limit after 24 hours?

After the initial cooling period, the standard UPI limit is generally ₹1,00,000 per day for standard transactions, as set by NPCI guidelines. This limit applies to both Person-to-Person (P2P) and Person-to-Merchant (P2M) payments. However, higher limits are available for specific transactions like IPO applications (up to ₹5,00,000) or insurance premiums (up to ₹2,00,000).