What is the UPI ID on PhonePe?

A UPI ID, also known as a Virtual Payment Address (VPA), is a unique identifier that links your bank account to a mobile application for instant money transfers. It typically follows a format like "username@bankhandle" or "mobilenumber@bankhandle." To find your unique identifier in the app:

• Open the application and tap your profile picture or icon.
• Select the bank account you wish to view.
• Your specific UPI ID will be listed under the bank account details or in the UPI settings section.