What does a UPI ID look like?

A UPI ID, also known as a Virtual Payment Address (VPA), is a unique identifier that typically follows a format similar to an email address. It usually appears as username@bankname or mobilenumber@bankhandle. This ID allows you to send and receive money instantly without sharing sensitive details like your bank account number or IFSC code. Key characteristics include:

• It consists of a unique prefix followed by the @ symbol and a bank handle.
• Common examples include 9876543210@upi or yourname@icici.
• It is linked directly to your bank account for real-time transactions.